If you have a spare pci-e port you can get a card that adds a USB controller. Some m.2 ports also have a pci-e channel you could use with an adapter.

Be ready to replace the disk when the warranty ends.

What’s the point of replacing them? The warranty doesn’t keep them from dying, it just means you get a free replacement. The amount of life left on the drives after the warranty expires depends heavily on how they’re used, and most self hosters are pretty gentle on their drives. I could see replacing the drives that are heavily used, but replacing all drives just because their warranty expired seems like a waste of money and effort.